This little treasure book is filled with practical advice that must be digested and incorporated into your current financial situation. The big difference here is that Heidi keeps it light though serious and makes statements such as 'It is better to save less over a longer period, than to save more for a short period and then give up. Make sure you are saving at a sustainable level.' Read and study and incorporate Heidi's concepts and watch your financial picture alter - for the better. This book is a wise investment. Grady Harp I've been budgeting for years, but the same thing always happens - I do my budget, I'm all keen and excited, then a few months later I've run out of steam and I stop tracking my spending, start 'tapping-and-going' again and it all goes out the window. How refreshing to learn that you can do budgets so differently! There is a budget in this book to suit everyone, and some of them don't even require expenses to be tracked. I loved the idea of the 'Bootcamp' budget and the 'Spend and Save' budget but for me, the 'Bucket List' budget is the one I'm going to try. This is a great book full of really practical, helpful how-to guides and advice. Well worth a look. Lauren Martin After reading Budget: $mall Changes Big Reward$ by Heidi Farrelly I now realise after 30 years of managing my own money that I've been using the wrong budget! I love how the author explains and discusses the different types of budgets in an easy to read, and often amusing way - she makes reading about finances interesting and fun. Using the right budget will save thousands and thousands of dollars for the person willing to try their hand at the one that works the best for them. L Fleetwood Here's the problem with most budgeting books and books on finance. They tell you why it matters. I don't care about that. I already know why I care, and why I'm stressed out and anxious about my money. What I need to know is HOW to fix my problems and make sure they don't occur in the future. So for that alone, thanks Heidi! You sure drop some knowledge and tell readers exactly how to do their budgeting, and even with non-traditional and creative and innovative ways. After all, that's all we are looking for with this book, isn't it? And it delivers, big time.
Do you struggle to make ends meet?
Do you see others taking amazing vacations and wish you could afford to do the same? Does money make you depressed, worried or angry?
If you have ever tried and failed at budgeting, if you want to rid yourself of debt and stop living paycheck to paycheck, then let #1 best selling author Heidi Farrelly show you how. Take charge of your finances and learn:
- The secret way to NOT budget and still save money
- The problem with budgets (and why most fail)
- How to stick to a budget- no matter what you're struggling with
- How to break free (and stay free) of debt
- Proven methods to save money and get ahead
Brilliant Budgets and Despicable Debt will give you the knowledge you need to create an incredible future for yourself, and your family. Spend without guilt, live without money worries, travel the world, and invest in life. Scroll to the top and click BUY NOW
Because there is nothing you can’t achieve if you plan to succeed.
Brilliant Budgets and Despicable Debt comes with a free downloadable workbook available now at www.how2without.com. It was originally published as Budget